Account office/Credit Investigator

1 month ago


Maxilom Avenue, Philippines JK Capital Finance, Inc. Full time
Job Qualifications

• Candidate preferably/optional possess at least a Bachelor's/College Degree

• Preferably with 1-3 years of related working experience.

• Has relevant work experience in Financing/Banking or any related field.

• Reports directly to management to meet sales goals.

• Follow and achieve team sales goals on a monthly, quarterly and yearly basis.

• Team up with co- workers to ensure proper customer service.

• Must know how to drive a motorcycle/car with a driver's license.

• Willing to work on the field.

• Willing to be trained.

• Expertise in credit investigation and phone verification and Field Credit Investigation/Review

• Must be patient, honest, and hardworking.

• Excellent English communication skills (written and verbal).

Job Description

• Compile and analyze credit information gathered by investigation. Create investigation report and provide weekly/daily updates to department

• Obtain information about potential creditors

• Prepare reports of findings and recommendations

• Contact the customer to determine the time and place of investigation and take photos of the site

• Collect customer documents as required to verify its integrity and authenticity

• Verify customer's past or current credit record

• View the customer's assets and evaluate the value

• Conduct complete background and credit investigation checks: Identity, residence/ neighborhood, reference contacts, due diligence as to assets, property, affiliations.

• Experience in appraisal (for collateral loan purpose) preferred.

• Assist in administering the negotiation and collection of past due accounts.

• Verify business models reported on loan application and cash flow details, in person.

• Conduct research via the internet and varied sources.

• Perform all other tasks as directed by the Business Compliance Investigation Head.

Job Highlights

• With bonus

• Competitive Salary

• Sales Incentives

Job Type: Full-time Schedule:

• 8 hour shift

• Monday to Friday (9am to 6pm)

Supplemental Pay:

• 13th month salary

• Sales Commission Incentives

• Quarterly Performance bonus

• HMO upon regularization