credit analyst

2 days ago

Manila, National Capital Region, Philippines RADIUS TELECOMS INC. Full time

Job Summary:

The Credit Analyst is responsible for assessing financial data related to project requests, evaluating credit risk, and ensuring compliance with company policies and regulatory requirements. This role involves conducting risk assessments, monitoring approved projects, and coordinating with relevant teams to ensure smooth operations.

Key Responsibilities:

  • Conduct a comprehensive review of financial data, including financial statements of newly acquired clients.
  • Evaluate credit risk associated with project requests and ensure alignment with financial parameters.
  • Provide recommendations for approval or denial based on a thorough risk assessment.
  • Ensure all credit evaluations align with company guidelines and regulatory standards.
  • Follow standard operating policies and procedures in decision-making processes.
  • Continuously track and monitor the status of approved projects.
  • Coordinate with relevant teams to ensure project accuracy and updated records.
  • Address and resolve discrepancies or concerns related to project documentation.
  • Ensure completeness and compliance of all necessary project documentation.
  • Maintain accurate records and reports for audit and review purposes.
  • Assist in other duties as assigned by senior management or department heads.

Qualifications:

  • Educational Background: Bachelor's degree in Business Administration, Management, Finance, Accounting, or Economic
  • Minimum of two (2) years of experience in credit functions.
  • Knowledge of the Billing and Collection processes.
  • At least two (2) years of experience in financial information and analysis functions.
  • Prior experience working with telecommunication companies is an advantage

Knowledge, Skills, & Abilities:

  • Strong attention to detail and decision-making skills.
  • Ability to work independently and collaboratively in a fast-paced environment
  • Assertive, well-organized, and detail-oriented.
  • Knowledge of CRM systems, particularly Salesforce.
  • Proficiency in MS Office Applications (Word, Excel, Teams, PowerPoint, etc.).
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