Credit Assistant Manager
23 hours ago
Cebu City, Central Visayas, Philippines
A7 Recruitment Company
Full-time
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CREDIT ASST. MANAGER
Key Responsibilities:
- Review and evaluate credit applications to ensure compliance with company credit policies and risk standards.
- Monitor portfolio quality, credit exposures, and risk indicators to minimize defaults and bad debts.
- Conduct credit analysis and recommend appropriate credit decisions and limits.
- Ensure timely and accurate processing of credit applications and approvals.
- Support the implementation and continuous improvement of credit policies and procedures.
- Analyze credit trends and portfolio performance to provide risk management recommendations.
- Coordinate with Sales, Operations, and Collection teams to ensure effective credit management.
- Prepare credit reports, portfolio analysis, and management dashboards.
- Ensure compliance with internal controls, regulatory requirements, and company policies.
- Lead and develop the credit team to achieve operational and business objectives.
Qualifications:
- Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
- Minimum of 3–5 years of experience in credit analysis, credit risk management, or underwriting, preferably within financing, banking, or lending industries.
- At least 2 years of supervisory or leadership experience is preferred.
Skills and Competencies:
- Strong knowledge of credit analysis and risk assessment principles.
- Experience in loan underwriting and portfolio monitoring.
- Strong analytical and decision-making skills.
- Excellent communication and stakeholder management abilities.
- Proficiency in Microsoft Excel and financial analysis tools.
- High level of integrity, attention to detail, and professionalism.