Credit Assistant Manager

23 hours ago

Cebu City, Central Visayas, Philippines A7 Recruitment Company Full-time

CREDIT ASST. MANAGER

Key Responsibilities:

  • Review and evaluate credit applications to ensure compliance with company credit policies and risk standards.
  • Monitor portfolio quality, credit exposures, and risk indicators to minimize defaults and bad debts.
  • Conduct credit analysis and recommend appropriate credit decisions and limits.
  • Ensure timely and accurate processing of credit applications and approvals.
  • Support the implementation and continuous improvement of credit policies and procedures.
  • Analyze credit trends and portfolio performance to provide risk management recommendations.
  • Coordinate with Sales, Operations, and Collection teams to ensure effective credit management.
  • Prepare credit reports, portfolio analysis, and management dashboards.
  • Ensure compliance with internal controls, regulatory requirements, and company policies.
  • Lead and develop the credit team to achieve operational and business objectives.

Qualifications:

  • Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
  • Minimum of 3–5 years of experience in credit analysis, credit risk management, or underwriting, preferably within financing, banking, or lending industries.
  • At least 2 years of supervisory or leadership experience is preferred.

Skills and Competencies:

  • Strong knowledge of credit analysis and risk assessment principles.
  • Experience in loan underwriting and portfolio monitoring.
  • Strong analytical and decision-making skills.
  • Excellent communication and stakeholder management abilities.
  • Proficiency in Microsoft Excel and financial analysis tools.
  • High level of integrity, attention to detail, and professionalism.