Home Equity Underwriter

4 weeks ago


Taguig, National Capital Region, Philippines Point Digital Finance, Inc. Full time

Hybrid - Taguig 1-3 Yrs Exp Diploma Full-time

Job DescriptionGovernment Mandated BenefitsInsurance Health & Wellness

HMO

Bereavement Leave, Maternity & Paternity Leave, Sick Leave, Vacation Leave

Description
  • Review title reports for accuracy, completeness, and eligibility.
  • Work with cross-functional teams (account managers, underwriters, and closers) to successfully bring an application to a close.
  • Review entity documents, and trust documents to determine proper curative steps to ensure a clear title.
  • Use skillset and knowledge of curative clearance to obtain the documentation required to clear title report and secure Points lien position.
  • Review and manage processor pipeline within set SLA.
  • Clearly communicate with homeowners, title agencies, docket partners, and outside agencies (cities, counties, government agencies, debt collection agencies, and third-party vendors).
  • Support pre-closing activities including obtaining evidence of insurance, updated payoffs, checking fees input by underwriting, reviewing of entire body of documentation for anything missing or inaccurate, verifying ownership and communicating closing steps to every homeowner.
  • Meet or exceed daily and monthly goals including CTC volume, call targets, and title grade clearance expectations.

Job Type: Full-time (100% Onsite and Hybrid after 6 months)

Job Shift: Night

Requirements
  • 1+ years of US Mortgage Processing and/or title curative experience.
  • Understanding of various title issues and curative measures on the title, i.e. tax liens, probate.
  • Knowledge of common credit underwriting standards, and income and asset evaluation.
  • Experience with US mortgage modifications a plus.
  • Ability to analyze a title report is a plus.
  • Strong written and verbal skills.
  • Meticulous attention to detail.
  • Fluency in Microsoft Office or Google Sheets. You use formulas to reduce errors and increase efficiency whenever possible.
  • Proficiency with computers, and comfortable in a paperless environment.
  • Excited about joining a later-stage tech company, interested in real estate, interested in fintech.
Attention to DetailsWritten and Verbal Communication SkillsAnalytical Skills

Preview

Cherry Rose Tapanan

Recruitment Coordinator Point Digital Finance, Inc.

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