Credit Control Specialist
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Qualifications
Bachelor's Degree in any business-related course.
Fresh graduates are welcome to apply, preference will be given to applicants with administration work experience in a financial institution.
Competency in core banking platforms particularly loans module.
Key Responsibilities
Credit Files Administration
No incidence of missing credit folders and missing required documents that need to be properly uploaded in the loans system.
Maintenance and continuous update of loan forms
Collateral Administration
No incidence of unlocated collateral documents
All collateral contracts are enforceable and properly listed and secured per credit policy.
Execution of directives from Direct Head
Effective execution of ad hoc requirements from direct head within acceptable time frame.
Compliance
Compliance to applicable policies and procedures of the Company covering credit investigation, property appraisal, credit evaluation and credit administration.
Scope and Limitation
Ensures completeness and compliance of all required credit documents per standard checklist of required documents and approved Loan Recommendation Memo.
Ensures both online files (thru the loans system) and the credit folders are in order as prescribed by the credit policy.
Act as the main custodian for all collaterals, ensuring it is properly logged in the registry and secured in a vault for safekeeping.
Maintenance and continuous update of loan forms in coordination with Legal and Credit and Compliance Head to ensure forms are simple, effective and enforceable.
Prepares regular reporting and monitoring required by the Credit and Compliance Head such as but not limited to expiring loan exceptions, tax clearances, and insurances.
Reviews all legacy loan grants of FLIDI to ensure compliance with required documents per credit policy.
Effectively executes directives/instructions from direct head.