Hard Money Loan Underwriter

2 weeks ago


Quezon City, National Capital Region, Philippines NightOwl Consulting Full time
Hard Money Loan Underwriter (US Mortgage)

Department: Operations

Employment Type: Full Time

Location: Client

Compensation: ₱80,000 - ₱120,000 / month

Description We are seeking a detail-oriented and analytical Hard Money Loan Underwriter to evaluate loan applications and assess borrower creditworthiness for fix-and-flip and investment property financing. This role requires a strong understanding of underwriting guidelines, risk assessment, and the ability to work closely with loan officers, borrowers, and other stakeholders to ensure efficient loan processing.
Key Responsibilities
  • Conduct thorough analysis of loan applications, including borrower financials, credit reports, and property evaluations.
  • Assess borrower eligibility and repayment ability based on established underwriting guidelines.
  • Work closely with loan officers, processors, brokers, and appraisers to collect and verify necessary documentation.
  • Communicate with borrowers to provide updates, address document requirements, and explain loan terms.
  • Ensure compliance with internal policies and industry regulations while maintaining high underwriting standards.
  • Identify potential risks and provide recommendations for loan approval, modification, or decline.
  • Maintain accurate and organized records of loan files and underwriting decisions.
Skills, Knowledge and Expertise
  • Experience in hard money or real estate investment lending.
  • Strong knowledge of loan underwriting, credit analysis, and risk assessment.
  • Proficiency in reviewing financial statements, property appraisals, and borrower documentation.
  • Ability to collaborate with internal teams and external stakeholders.
  • Excellent communication skills and attention to detail.
  • Familiarity with loan processing systems and regulatory compliance.
Benefits
  • Above market salary
  • HMO on Day 1 for principal and two dependents
  • Government-mandated benefits
  • Performance-based Incentives
  • Quarterly Company Events
  • In-depth training for career growth
  • Great Company Culture and HR experience
  • 1,000 PHP De Minimis
  • Equipment and software provided
#J-18808-Ljbffr

  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    Job OverviewNightOwl Consulting seeks a detail-oriented and analytical Hard Money Loan Underwriter to evaluate loan applications and assess borrower creditworthiness for fix-and-flip and investment property financing.This role requires a strong understanding of underwriting guidelines, risk assessment, and the ability to work closely with loan officers,...

  • Loan Underwriter

    21 hours ago


    Mandaluyong City, National Capital Region, Philippines TCLS Mortgage Processing Center of America, Inc. Full time

    Job Description:The Loan Underwriter is a crucial role at TCLS Mortgage Processing Center of America, Inc., responsible for ensuring the accuracy and completeness of loan documents. This position requires a thorough understanding of mortgage credit processing and underwriting.Key Responsibilities:Review loan documents for accuracy and completeness.Interpret...


  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    About the RoleNightOwl Consulting is seeking a highly experienced Mortgage Underwriter to join our team. As a senior member of our operations department, you will be responsible for evaluating loan applications and ensuring they meet the lender's guidelines and regulatory requirements.You will play a critical role in the mortgage lending process by assessing...


  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    About the RoleWe are seeking an experienced Mortgage Credit Analyst to join our team. The ideal candidate will have a strong background in hard money or real estate investment lending and be proficient in reviewing financial statements, property appraisals, and borrower documentation.Conduct thorough analysis of loan applications, including borrower...


  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    Key ResponsibilitiesThe successful candidate will be responsible for:Evaluating loan applications and assessing borrower creditworthiness.Working closely with loan officers, processors, brokers, and appraisers to collect and verify necessary documentation.Communicating with borrowers to provide updates, address document requirements, and explain loan terms.


  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    US Mortgage UnderwriterDepartment: OperationsEmployment Type: Full TimeLocation: ClientCompensation: ₱60,000 - ₱120,000 / monthDescriptionAs a US Mortgage Underwriter, you play a critical role in the mortgage lending process by assessing the risk associated with granting loans to potential homebuyers. Your primary responsibility is to evaluate loan...


  • Makati City, National Capital Region, Philippines East West Banking Corporation Full time

    Role OverviewThe Credit Officer position involves managing loan applications, evaluating risks, and making informed decisions. This role requires strong analytical and problem-solving skills, as well as excellent communication abilities.Main TasksAnalyze loan applications to assess creditworthiness.Make recommendations to approve or reject loan...


  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    Key ResponsibilitiesReview and Ensure Compliance: Review and ensure compliance with underwriting guidelines across all mortgage types.Liaison and Communication: Serve as a key liaison between the Sales, Underwriting, and Investor teams.Loan Scenario Analysis: Analyze and evaluate loan scenarios to ensure proper structuring and guideline adherence.


  • Makati City, National Capital Region, Philippines CSC Full time

    Our company is urgently looking to fill the position of Head of Credit Underwriting.Qualifications: - Bachelors degree in Accounting, banking, finance, or related field.- With at least 3 years of relevant work experience.- Proven experience in credit underwriting and loans processing.- Familiar with the relevant tools to evaluate credit applications and...

  • Underwriting Manager

    2 weeks ago


    Makati City, National Capital Region, Philippines SGI Philippines General Insurance Co. Inc. Full time

    SGI Philippines General Insurance Co. Inc.NegotiableOn-site - Makati 1-3 Yrs Exp Bachelor Full-timeJob DescriptionDescriptionCompany DescriptionSGI Philippines General Insurance Co. Inc. is a prominent insurance company in the Philippines, established through a collaboration between Shriram Group, Piramal Group, and Sanlam Group. With paid-up capital...


  • Makati City, National Capital Region, Philippines CSC Full time

    We are seeking a highly experienced Head of Credit Underwriting to join our team at CSC. As the head of lending operations, you will be responsible for evaluating credit applications and ensuring compliance with industry standards and policies.Your expertise in credit risk assessment and underwriting will enable you to effectively assess the risk associated...


  • Mandaluyong City, National Capital Region, Philippines EMAPTA Full time

    Key QualificationsTo succeed in this role, you will need:Bachelor's degree in Finance, Business Administration, or related field.3-5 years of experience in US mortgage loan processing, underwriting or a related field.Proficiency in underwriting terms and systems required.Proficiency in Microsoft Suite, especially Excel and Teams.Excellent English...


  • Makati City, National Capital Region, Philippines Tamaray People Solutions Corporation Full time

    Key ResponsibilitiesAnalyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.Work closely with underwriters to resolve mortgage application problems.Negotiate payment arrangements with customers who have delinquent loans.Prepare reports to send to customers whose accounts are delinquent and forward...


  • Makati City, National Capital Region, Philippines Tamaray People Solutions Corporation Full time

    Job DescriptionWe are seeking an experienced Corporate Loan Specialist to join our team at Tamaray People Solutions Corporation.The successful candidate will be responsible for analyzing applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans. You will work closely with underwriters to resolve mortgage...


  • Mandaluyong City, National Capital Region, Philippines ANR Unlimited MPC Full time

    KEY RESPONSIBILITIES:Team Leadership:• Lead and manage team of loan officers, savings representatives, and related staff.• Set performance goals, provide coaching and professional development opportunities, and evaluate team performance.• Monitor individual productivity and identify areas for improvement.• Coordinate with other departments to ensure...


  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    Fannie Mae Guideline ExpertDepartment: OperationsEmployment Type: Full TimeLocation: ClientCompensation: ₱70,000 - ₱100,000 / monthDescription We are seeking a highly motivated and detail-oriented Deal Desk Analyst to join our team. This position plays a critical role in reviewing underwriting guidelines across multiple mortgage product types including...

  • loans head

    4 weeks ago


    Makati City, National Capital Region, Philippines Tamaray People Solutions Corporation Full time

    JOB DESCRIPTION:Meet with applicants to obtain information for loan applications and to answer questions about the process.Analyze applicants' financial status, credit, and property evaluations and provide reports for supervisor to determine feasibility of granting loans.Review loan agreements to ensure that they are complete and accurate according to...


  • Mandaluyong City, National Capital Region, Philippines Polytechnic University of the Philippines Full time

    Main Responsibilities:Gather, verify, and report relevant information about loan applicants based on the 6 Cs of Credit (Character, Capacity, Capital, Collateral, Condition, and Connection).Validate clients' personal information, conduct employment verification, trade verification, income verification, and credit checking with accredited agencies.The ideal...


  • Quezon City, National Capital Region, Philippines NightOwl Consulting Full time

    Our Ideal CandidateWe are looking for a highly skilled Mortgage Underwriter who has a strong understanding of mortgage lending regulations, guidelines, and compliance requirements. You will be responsible for evaluating loan applications and ensuring they meet the lender's guidelines and regulatory requirements.You will play a critical role in the mortgage...

  • Loan Processor

    2 weeks ago


    Mandaluyong City, National Capital Region, Philippines EMAPTA Full time

    Position Overview:We are seeking a meticulous and detail-oriented Loan Processor to join our team. The ideal candidate will be responsible for a variety of tasks including SOW Transposition, Draw at Close Ordering, and other related duties to ensure the accuracy and completeness of loan documentation and risk assessment.Responsibilities:Initial Experience...