Lending/Loan Officer
2 weeks ago
Educational Background:
- Degree in Bachelor of Science in Accounting, Finance or Management
Experience:
- Minimum of five (5) years work experience, or at least two (2) years in a managerial capacity
Travel Requirements:
- Across the PH
Others:
- Applied skills in the use of MS Office programs (i.e. Excel, Word, PowerPoint)
Duties and Responsibilities:
Work Management:
- Ensures the timely release of loan availments
- Ensures the timely refund of matured savings from the fund
- Ensures timely submission of KPI reports
- Ensures the development and implementation of new products for the benefit of members-employees for the Fund
- Ensures the timely submission of financial reports
- Grow the market
- Identify new products/new markets
Customer Management:
- Maintain friendly, trustworthy, beneficial and productive professional relationships with clients
- Ensures the timely and accurate resolution of customer complaints/queries
- Ensures that loan borrowers are accorded the required assistance
Control of Quality:
- Ensures that borrowers have completed the documentary requirements, are qualified for loan availment, and are capable of repaying the loan before loan applications are approved
- Ensures that all emergency loan availments are duly supported by the required documents
- Ensures the accuracy of checks for loans and matured savings plan before the signatory signs
Human Resource Management:
- Ensure that all members of the team are at par with the performance standards set by the management
- Provide opportunities, coach, mentor and/or train employees to develop their competencies for improved performance of their function
- Counsel employees and implement disciplinary actions imposed on them to ensure improvement of attitude and habits
- Foster teamwork among members of the team
- Clarify individual goals in the achievement of the company goals
- Clarify dependence and interdependence required from one another
- Encourage team members to give feedback to one another and resolve issues to improve relationships
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