Account Officer- Cebu City
1 week ago
Review loan requests.
Helps customers by answering questions and responding to requests.
Assess clients' financial status.
Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization.
Evaluate creditworthiness and risks.
Contact clients to gather financial data and documentation.
Analyze risks and approve or reject loan requests.
Calculate financial ratios (e.g., credit scores and interest rates).
Set up payment plans.
Maintain updated records of loan applications.
Maintain customer confidence by keeping loan information confidential.
Follow up with clients about loan renewals.
Monitor progress of existing loans.
Prepare reports as may be required.
Requirements- Proven work experience as a Credit Officer, Loan/Account Officer, or similar role.
- Hands-on experience with lending procedures and products.
- Ability to create and process financial spreadsheets.
- Strong attention to detail and a mind for numbers.
- Strong analytical skills.
- Excellent communication and customer service skills.
- BSc in Banking and Finance, Economics, Business Administration, Management, or related field.
With bonus.
Competitive Salary.
Sales Incentives.
Job TypeFull-time.
Schedule8 hour shift.
Supplemental Pay13th month salary.
Bonus pay.
Commission pay.
Performance bonus.
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