Credit Risk Associate, Scorecards, Credit and Risk Solutions

2 weeks ago

Manila, National Capital Region, Philippines S&P Global, Inc. Full time
About the Role:

Grade Level (for internal use): 10

The Role: Credit Risk Associate, Scorecards, Credit and Risk Solutions

The Team: The Scorecard team delivers credit risk management services to clients including analytical support, training and credit risk assessments. The team applies regulatory-compliant and industry best practices for development and enhancement of internal rating systems.

The Impact: S&P Global Market Intelligence's Scorecards business is a high growth, high margin global business of innovative analytics. Scorecards are used globally by credit sensitive institutions as internal rating systems for capital and impairments calculations, risk management (origination and monitoring), pricing and investment decisions.

What's in it for you: The Associate works within a high achiever environment that will provide him/her with direct exposure to risk managers, investment managers and other credit analytics professionals at top financial institutions. He/She will have the opportunity to consolidate his/her credit analytical skills across asset classes and to participate in high profile innovation projects.

Responsibilities:

  • Participate in Scorecards delivery projects in ASEAN
  • Facilitate the growth of our Scorecards business in the region by actively engaging in the sales process with our commercial team
  • Deliver credit risk management services to clients including training and credit risk analysis and related advisory services
  • Engage directly with clients and provide credit analytical support
  • Proactively support teams within ASEAN to enable seamless and timely delivery to our clients
  • Keep abreast of market, industry and regulatory developments such as Basel II/III/IV, CECL, IFRS9 that affect existing service offerings and new service offerings
  • Participate in product new developments and enhancements to address regional markets and regulatory needs - this involves collecting and analyzing credit information (both data and research) for probability of default (PD) and loss given default (LGD) models
  • Contribute to marketing materials and outreach efforts

What We're Looking For:

Basic Qualifications:

  • 2 to 4 years of relevant experience in credit risk analysis (rating agency, large bank, investing institution) and/or solid consultative pre-sales, credit risk advisory background (leading consulting firms).
  • Excellent verbal and written communication skills in English; other East/Southeast Asian languages desired
  • Excellent ability to operate efficiently and collaboratively across teams.
  • Strong presentation skills in analytical and business development environments.

Preferred Qualifications:

  • Top of class MBA/PGDBA, CA, MSc Finance, CFA or CPA.
  • Robust project management. Ability to prioritize, take initiative and self-manage time to ensure timely delivery of multiple projects.
  • Demonstrated effective communications skills.
  • Superior interpersonal, consulting, analytical and problem-solving abilities.
  • Strong customer service orientation, and confidence in interacting with clients at all levels.
  • Team-oriented, innovative high achiever with a record of consistently exceeding expectations.
  • Ability to work independently under tight deadlines to consistently produce high quality work including written reports, credit analysis results and interim deliverables, with full ownership and accountability.
  • Strong analytical and Excel skills.
  • ESG, Climate Risk knowledge from a credit risk perspective, investing or modelling desirable.

About S&P Global Market Intelligence:

At S&P Global Market Intelligence, a division of S&P Global, we understand the importance of accurate, deep and insightful information. Our team of experts delivers unrivaled insights and leading data and technology solutions, partnering with customers to expand their perspective, operate with confidence, and make decisions with conviction.

What's In It For You?

Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.

Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.

Our Values: Integrity, Discovery, Partnership

Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything you—and your career—need to thrive at S&P Global.

  • Health & Wellness: Health care coverage designed for the mind and body.
  • Flexible Downtime: Generous time off helps keep you energized for your time on.
  • Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
  • Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
  • Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
  • Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

Diversity, Equity, and Inclusion at S&P Global: At S&P Global, we believe diversity fuels creative insights, equity unlocks opportunity, and inclusion drives growth and innovation – Powering Global Markets.

Equal Opportunity Employer: S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.

#J-18808-Ljbffr

  • Credit Risk Specialist

    3 weeks ago

    Manila, National Capital Region, Philippines SeaBank Philippines Inc. Full time

    Join to apply for the Credit Risk Specialist - Risk, SeaBank role at SeaBank Philippines, Inc. (A Rural Bank)Get AI-powered advice on this job and more exclusive features.Job ResponsibilitiesDaily preparation of credit risk related dashboards that tracks the status of the loan accounts per various aggregation level.Work with the Project Management team in...

  • Credit Risk Specialist

    2 weeks ago

    Manila, National Capital Region, Philippines Shopee Full time

    SeaMoney is a part of Sea Group, a leading global consumer internet company. SeaMoney's mission is to better the lives of individuals and businesses in our region with financial services through technology. SeaMoney's offerings include mobile wallet services, payment processing, credit offerings, and related digital financial services and products. These are...

  • Credit Risk Manager

    2 weeks ago

    Manila, National Capital Region, Philippines Lazada Full time

    On-site - Manila 3-5 Yrs Exp Master Full-timeJob DescriptionDescriptionJob ScopeDevelop and validate credit risk models including ABC scorecard for lending products using statistical and machine learning techniques;Familiar with credit strategy for retail product including BNPL/Cash Loan product;Familiar with and master various credit model algorithms,...

  • Credit Risk Assessor

    6 days ago

    Manila, National Capital Region, Philippines GDD Documentation Services Inc. Full time

    We are seeking a highly skilled Credit Risk Assessor to join our team at GDD Documentation Services Inc. As a Credit Risk Assessor, you will be responsible for identifying potential risks associated with loan applications by conducting thorough reviews of applicants' financial information.DutiesWe identify potential risks associated with loan applications.We...

  • Financial Analyst

    2 days ago

    Manila, National Capital Region, Philippines SeaBank Philippines Inc. Full time

    About the Role: As a Financial Analyst - Credit Risk at SeaBank Philippines Inc., you will play a critical role in managing credit risk and ensuring the success of our lending operations. Your expertise in credit risk analysis and management will help us make informed decisions and drive business growth.Key Responsibilities:Develop and maintain credit risk...

  • Credit Risk Manager

    2 weeks ago

    Manila, National Capital Region, Philippines TransUnion Information Solutions Inc. Full time

    What We'll BringWe are seeking a growth mindset Senior Product Manager with Credit Risk Expertise to join a dynamic and fast-paced team. This position is responsible for growing TransUnion's Credit Risk Solutions portfolio in the Philippines; builds and executes product strategy for analytics and risk management solutions to support Philippines strategic...

  • Credit Risk Strategist

    2 days ago

    Manila, National Capital Region, Philippines Kredivo Group Full time

    We are looking for a skilled Credit Risk Strategist to join our team at Kredivo Group. The ideal candidate will have a strong background in credit risk management and experience working with complex financial datasets.Key Areas of FocusRisk management framework development and implementation.Credit risk metric analysis and reporting.Collaboration with...

  • Credit Risk Management

    6 days ago

    Manila, National Capital Region, Philippines Shopee Full time

    Experienced (Individual Contributor)SeaMoney is a part of Sea Group, a leading global consumer internet company. SeaMoney's mission is to better the lives of individuals and businesses in our region with financial services through technology. SeaMoney's offerings include mobile wallet services, payment processing, credit offerings, and related digital...

  • Credit Risk Officer

    2 weeks ago

    Manila, National Capital Region, Philippines Pearson Full time

    Credit Risk OfficerRole Overview and Purpose: Credit Risk Management will be responsible for managing the risk of Pearson's Accounts Receivable in all Global Business Service locations, including country risk, account risk via credit lines and risk classifications as well as bad debt losses and the monitoring of bankrupt customers.Key Deliverables:Supports...

  • Credit Risk Officer

    6 days ago

    Manila, National Capital Region, Philippines Cobden & Carter International Full time

    Summary:A leading commercial banking group is seeking a Credit Risk Officer to join the team and help manage the corporate lending portfolio. You'll assess and review credit risk for both new and existing borrowers, ensure thorough credit due diligence, and ensure compliance with regulations, all while supporting the bank's broader risk management...

  • Lead Credit Risk Manager

    3 days ago

    Manila, National Capital Region, Philippines Michael Page Full time

    About the RoleWe are seeking a highly skilled Senior Data Analyst to join our team at Michael Page. As a key member of our organization, you will play a critical role in developing, reviewing, and enhancing methodologies, policies, and processes for credit risk identification, assessment, monitoring, and management.Key responsibilities include overseeing...

  • Credit Risk Assessment Professional

    7 days ago

    Manila, National Capital Region, Philippines ING Full time

    **About the Role:**We are seeking an experienced Credit Risk Assessment Professional to join our team. In this role, you will play a critical part in assessing the creditworthiness of clients and identifying potential risks associated with lending activities.You will work closely with lending teams to evaluate financial statements, credit agreements, and...

  • Credit Risk Assessment Professional

    6 days ago

    Manila, National Capital Region, Philippines Solid Lyndelle Manpower Services Inc. Full time

    Job Description:As a Credit Risk Officer at Solid Lyndelle Manpower Services Inc., you will be responsible for evaluating the creditworthiness of applicants.This involves assessing the risk associated with lending to individuals, businesses, and other entities.You will work closely with other departments to ensure a coordinated approach to risk...

  • Credit Risk Officer

    2 weeks ago

    Manila, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Risk Head Credit Cards

    2 weeks ago

    Manila, National Capital Region, Philippines Trusting Social Full time

    About Trusting SocialTrusting Social is an AI fin-tech dedicated to advancing data science and technology to promote financial inclusion for all. We provide AI-powered credit risk, identity, and acquisition solutions for emerging markets, partnering with banks to expand credit access to underbanked consumers. Since 2013, we've become the leading credit risk...

  • Credit Risk Officer

    6 days ago

    Manila, National Capital Region, Philippines Solid Lyndelle Manpower Services Inc. Full time

    Responsibilities:Evaluate the creditworthiness of individuals, businesses, and other entities applying for credit or loans.Monitor and manage the organization's credit risk exposure, ensuring it remains within the defined risk appetite.Monitor the performance of the credit portfolio, identifying trends, and potential issues.Ensure that all credit risk...

  • Credit Risk Manager

    2 days ago

    Manila, National Capital Region, Philippines AGnP Corporation Full time

    Job Overview: We are seeking a Credit Risk Manager to join our team at AGnP Corporation.In this role, you will be responsible for assessing client financial health and risk, developing credit management strategies, and negotiating with delinquent customers. You will also be required to maintain accurate records of all credit-related activities and...

  • Credit Risk Analyst

    2 weeks ago

    Manila, National Capital Region, Philippines PJ Lhuillier Group of Companies Full time

    This position is primarily responsible for determining the creditworthiness of bank clients applying for loans. The role also involves loan analysis, preparation of credit analysis, and credit risk rating on loans to be presented to the Credit Committee and/or Board of Directors, as well as the performance of annual credit reviews. The candidate must have...

  • Risk Assessment Specialist

    2 days ago

    Manila, National Capital Region, Philippines SeaBank Philippines Inc. Full time

    Job Summary: We are seeking a highly skilled Risk Assessment Specialist to join our team at SeaBank Philippines Inc. The successful candidate will be responsible for managing credit risk related dashboards, working with the Project Management team, and supporting the Credit Risk associate in ECL model development and calculation.About Us: SeaBank Philippines...

  • Credit Risk Expert

    3 hours ago

    Manila, National Capital Region, Philippines Metrobank Full time

    We're looking for a detail-oriented and results-driven individual to join our team as a Credit Review Officer. In this role, you'll be responsible for preparing financial spreadsheets and evaluating new borrowing clients.Key ResponsibilitiesPrepare Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals.Validate data provided...