Auto Loans Credit Officer

3 days ago


Taguig, National Capital Region, Philippines RCBC Full time
Job Summary
  • Supports the Account Officers with the credit processing including verification and underwriting of both simple and more complex Auto Loan applications requiring Committee approvals.
  • Ensures that loan accounts are approved in adherence with prescribed policies and procedures and in support to credit objectives of the bank.
  • Given his experience in consumer loan underwriting, he gives insights and recommendations on the Bank's credit policies and procedures. The incumbent shall ensure operating standards, policies and procedures are complied with.
  • With delegation approval, the Auto Loans Credit Officer renders judgment on loans processed, while providing analytical, detail-oriented support for ensuring accuracy and consistency of underwriting and documentation quality for all loan requests prior to loan booking.
How will you contribute?
  • Possesses skills at data gathering and probing, and is able to perform diligent investigation.
  • Safeguards the Bank's interest through prudent approval of Auto loan applications, including maintaining asset quality where evaluation of the collateral is measured against the credit risk associated with it. Has the aptitude to seek acceptable and appropriate justifications to credit exceptions cited.
  • Ensures data integrity through accurate encoding of credit decisions into the system.
  • Warrants accurate and timely preparation of required reports.
  • Ensures all stipulated operating guidelines of CMG operations and the general procedures and guidelines laid down by the Bank are strictly adhered to.
  • Adheres and complies with all applicable regulatory policies and procedures governing banks.
  • Possesses a detailed working knowledge of the bank's credit policies and procedures.
  • Keeps abreast of updates on the Bank and BSP policies as stipulated in the Money Laundering and Terrorist Financing Prevention Program (MLPP) through circulars, required seminars/programs and adheres to said policies.
  • Performs special projects as assigned.
What will make you successful?
  • At least 2 years experience in credit or underwriting of Auto Loans. Preferably with exposure in processing other consumer loan products.
  • Well-versed in Bank's policies and procedures, good communication skills, ability to draw out information during credit investigation.
  • With relevant experience involving consumer loan products and/or other bank loan operations.
#J-18808-Ljbffr

  • Taguig, National Capital Region, Philippines RCBC Full time

    Job SummarySupports the Account Officers with the credit processing including verification and underwriting of both simple and more complex Auto Loan applications requiring Committee approvals.Ensures that loan accounts are approved in adherence with prescribed policies and procedures and in support to credit objectives of the bank.With delegation approval,...


  • Taguig, National Capital Region, Philippines EverFirst Loans Corporation Full time

    Join EverFirst Loans Corporation as a Loan Processor and become part of a dynamic team dedicated to providing top-notch service to our customers. In this role, you will have the opportunity to develop your skills and expertise while contributing to the success of our organization.About the PositionWelcoming and interviewing customers to determine their loan...


  • Taguig, National Capital Region, Philippines RCBC Full time

    Job OverviewThe successful candidate will support Account Officers with credit processing, verification, and underwriting of Auto Loan applications, including Committee approvals.Ensuring loan account approvals meet prescribed policies and procedures, supporting credit objectives of the bank.Providing analytical support for loan requests, ensuring accuracy...


  • Taguig, National Capital Region, Philippines RCBC Full time

    Job DescriptionThe role involves supporting Account Officers with credit processing, verification, and underwriting of Auto Loan applications, including Committee approvals.Ensuring loan account approvals adhere to prescribed policies and procedures, supporting credit objectives of the bank.Providing analytical support for loan requests, ensuring accuracy...


  • Taguig, National Capital Region, Philippines RCBC Full time

    Job DetailsThis role involves supporting Account Officers with credit processing, verification, and underwriting of Auto Loan applications, including Committee approvals.Ensuring loan account approvals meet prescribed policies and procedures, supporting credit objectives of the bank.Providing analytical support for loan requests, ensuring accuracy and...

  • Credit Loan Officer

    1 week ago


    Taguig, National Capital Region, Philippines Colcap Servicing Pty Ltd Full time

    Posted 2 days ago and deadline of application is on 30 AprJob DescriptionAre you ready to embark on an exhilarating journey in the world of credit assessment? Our innovative Australian mortgage company is on the lookout for a dynamic and ambitious individual to join our team By joining our ranks, you'll play a crucial role in safeguarding our organization,...


  • Taguig, National Capital Region, Philippines EastWest Bank Full time

    Our Consumer Lending Team is looking for experienced professionals to join us in our Bonifacio Global City (BGC) site in the role of Credit Policy Officer.As a Credit Policy Officer, you are responsible for developing and updating credit policies for acquisitions, underwriting, portfolio management, and collections, based on data analysis, economic...

  • Loan Processor

    3 days ago


    Taguig, National Capital Region, Philippines EverFirst Loans Corporation Full time

    POSITION: Loan ProcessorSALARY: P14,600.00 per monthJOB DESCRIPTION:Responsible for welcoming customers in the Branch and conducting interviews.Responsible for processing loans of customers and assisting them in getting requirements if necessary.Responsible for assisting the Branch Head in preparing branch reports.Responsible for other duties as may be...

  • Account Officer

    1 week ago


    Taguig, National Capital Region, Philippines RCBC Full time

    Job SummaryAuto Loans origination and marketing where key business targets would have to be met.How will you contribute?Developing and nurturing relationships with branches.Negotiating with retail clients relative to terms and conditions of loans and other financing activities.Soliciting target accounts and delivery of accounts turn-ins.What will make you...


  • Taguig, National Capital Region, Philippines EverFirst Loans Corporation Full time

    EverFirst Loans Corporation is looking for a highly skilled Loan Processor to join our team. As a Loan Processor, you will play a vital role in ensuring the smooth operation of our loan processing department.SalaryP14,600.00 per monthAbout the RoleYou will be responsible for welcoming customers in the Branch and conducting interviews to understand their...


  • Taguig, National Capital Region, Philippines Metrobank Full time

    Credit Review Officer | Private Wealth and MarketMetrobank Taguig, National Capital Region, PhilippinesPosition Title: Credit Review Officer - Private Wealth and MarketJob Summary:Preparation, evaluation and renewal of credit proposals and/or product programs.Credit risk and portfolio management.Conformity to internal and external policies.Specific Duties &...

  • Credit Officer

    5 days ago


    Taguig, National Capital Region, Philippines MKIT (HONG KONG) HOLDINGS LIMITED Full time

    Job descriptionsThe Retail Credit Officer is responsible for evaluating and managing loan channeling partnership applications and for other retail credit products and ensure all documentary requirements are complete. This position involves assessing applicants' creditworthiness, ensuring compliance with internal policies, and maintaining risk management...


  • Taguig, National Capital Region, Philippines EastWest Banking Corporation Full time

    Key Responsibilities of the JobDeliver and attain assigned targets by conducting pre-evaluation, KYC, and basic due diligence of accounts.Facilitate loan signing with clients and explain approved terms and conditions.Responsible for packaging loan proposals based on clients' needs, profile, and bank assessment.Our team is looking for knowledgeable...

  • Loan Review Officer

    3 days ago


    Taguig, National Capital Region, Philippines Metrobank Full time

    Job Summary:Metrobank is seeking a highly skilled Credit Risk Officer to join our team. As a key member of our credit risk management function, you will be responsible for conducting comprehensive credit reviews of our lending units. Your primary objective will be to ensure that our loan portfolios are accurately rated and monitored, minimizing potential...

  • Credit Officer

    2 weeks ago


    Taguig, National Capital Region, Philippines Synlink Recruitment Outsourcing Co. Full time

    Job Description:- Conducts initial assessment on the corporate borrower and its major shareholders and layout the necessary and further clarification.- Coordinate with the assigned Account Officer, conducts ocular inspection and interview, with the client to determine the risk profile of the borrower and validate the business operations.- Prepares financial...

  • Credit Officer

    4 weeks ago


    Taguig, National Capital Region, Philippines Out of the Box Practices, Inc. Full time

    Requirements:Evaluation and AnalysisConducts initial assessment on the corporate borrower and its major shareholders/directors and lay out the necessary and further clarification.Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business...


  • Taguig, National Capital Region, Philippines Metrobank Full time

    Metrobank seeks a Credit Risk Management Officer to join our team. As a key member of our Institutional Banking Sector, you will be responsible for managing and resolving past due loans, as well as potential problem accounts referred by the Group.Your primary focus will be on developing and implementing remedial remedies and appropriate action plans to...

  • Sales Account Officer

    3 weeks ago


    Taguig, National Capital Region, Philippines J-K Network Services Full time

    COMPANY INDUSTRY:A finance industry and it was founded in June 1954 and they have four partnerships both domestically and abroad. Also their company sector also is centered on financial services, including leasing and bill collecting.Position: Sales Account OfficerIndustry: Finance CompanyLocation: Pasig City Salary: Php 18,000 – Php 20,000 (Negotiable...

  • credit officer

    3 days ago


    Taguig, National Capital Region, Philippines RG Group Management Corporation Full time

    Requirements:Evaluation and AnalysisConducts initial assessment on the corporate borrower and its major shareholders/directors and lay out the necessary and further clarification.Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business...

  • credit review officer

    2 weeks ago


    Taguig, National Capital Region, Philippines Metrobank Full time

    CREDIT REVIEW OFFICER - LOCAL AND OFFSHORE CORPORATESBe #InGoodHands with Metrobank. Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work,...