
Credit Evaluation Manager
4 weeks ago
Maybank Taguig, National Capital Region, Philippines
Credit Evaluation Manager - Head OfficeThe Credit Evaluation Manager assesses lending applications from business units and provide independent credit evaluation to recommend whether the loan/facility should be granted. He/she is expected to improve the credit quality and growth of credit related business for Maybank Group.
Your Impact- Independent credit evaluation for credit proposals and product development
- Recommendation on credit proposal to enable decisionmakers to formulate well informed decision
- Identify strengths and weaknesses of assigned Credit Analyst(s) through structured accreditation process
- Continuous enhancement of credit evaluation processes (e.g. expedite credit processing time, internal turnaround time, report presentation and format, and credit scoring model)
- Participate in projects on Bank’s policy and product development, CRRS, PDA, etc.
- Coach and guide credit personnel on credit analysis and evaluation skills on credit compliance for Maybank Group credit-related employees
- Maintain consistently high quality standard of evaluation among team members
- Review and recommend measures to optimize Maybank’s exposure vis-à-vis borrower’s credit risk profiles and Maybank’s asset quality
- Active involvement in HR initiatives, including designing of credit training modules and improvements to work processes
- Able to influence and adapt to changes in environments and policies, and statutory requirements
- Attend to shortcomings and negligence identified by internal and external auditors
- Bachelor's degree in Business and/or Financial Management or Accounting; Post graduate qualification is an added advantage
- At least 7 years work experience in Risk Management, processing and/or assessing Corporate/ Commercial loan applications/ Capital Market Instruments/ Treasury markets
- Able to conduct financial analysis, analysis of cash flow projections and possess good credit skills in the identification of risks in respect of Borrowers, loan structures, sectors and industries
- Able to provide value added comments and derive at an independent credit evaluation
- Detail conscious, alert, and proactive person with initiative and a strong sense of responsibility and commitment to meet tight deadlines
- Mid-Senior level
- Full-time
- Business Development, Product Management, and Administrative
- Banking
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