Credit Risk Portfolio Reviewer

Credit Risk Portfolio Reviewer in the Philippines

Posted 1 day ago

Job Description

The position is primarily responsible for evaluating the status of accounts on post approval, sampling basis in terms of repayment capacities, condition to allow management to take prompt corrective action and prevent further deterioration of the accounts and assessing the unit's compliance to policies and procedures by citing lapses, exceptions, violations and other potential problems before the safety and soundness of the loan portfolio becomes a serious issue.

Duties and responsibilities

• Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines.
• Validates the risk rating/credit scorecards performed by Account Officers during portfolio reviews and the report discrepancies and/or errors in rating, if any, for eventual correction.
• Ensures that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each account.
• Monitors assignment in actual portfolio review of a lending unit which includes ensuring all credit folders, other loan related documents are available.
• Prepares the Credit Portfolio Review Report after every review engagement.
• Performs other duties that may be assigned from time to time.

Qualifications

• Graduate of any 4-year business course.
• With at least 5 years of experience in credit origination, account management, remedial management.
• Must be willing to work onsite and be assigned in Makati/Ortigas.

Credit Risk Lead

Posted 1 day ago

Job Description

Shift: Day Shift

Role Overview: We are seeking a highly skilled Credit Risk Lead to oversee credit risk strategy and policies. The successful candidate will collaborate with teams across the organization to ensure the effective implementation of risk policies, supporting responsible and sustainable lending practices.

Key Responsibilities

• Develop, implement, and maintain credit risk policies in alignment with organizational objectives.
• Lead initiatives related to sustainable finance and ESG risk considerations.
• Provide guidance on unsecured retail lending, payroll lending, and SME lending risk frameworks.
• Collaborate with cross-functional teams to ensure compliance and risk mitigation strategies are embedded in business processes.
• Monitor emerging risks and industry trends to inform strategic decision-making.

Technical Skills & Qualifications

• Proven expertise in Credit Risk Management within financial institutions or fintech companies.
• Strong understanding of Sustainable Finance and ESG Risk practices.
• Experience in Unsecured Retail Lending, Payroll Lending, and SME Lending.
• Additional qualifications such as MBA, CFA, or CPA are highly desirable.
• 7 to 10 years of professional experience in credit risk management.
• In-depth knowledge of ESG and Sustainable Finance topics.

Why This Role is Exciting:

• Lead the credit risk strategy in a dynamic and innovative banking environment.
• Collaborate with cross-functional teams on impactful ESG and sustainable finance initiatives.
• Opportunity for professional growth and development in a rapidly evolving financial landscape.

Posted 1 day ago

Credit Risk Analyst @ OneLot

Location: Makati, Philippines

About OneLot: OneLot is reimagining the used car financing industry in the Philippines. We empower used car dealers with financing solutions and a digital platform to simplify transactions.

Role Overview: As a Credit Risk Analyst, assess and manage the creditworthiness of used car dealers applying for financing. Your work will impact the loan portfolio by ensuring credit decisions are informed, data-driven, and aligned with internal policies and risk standards.

What you will do

• Collect, review, and analyze business and financial information of used car dealers.
• Perform KYC and due diligence checks in line with internal and regulatory policies.
• Research to gather additional information related to a dealer's business, credit standing, and background.
• Evaluate financial data to design tailor-fit credit solutions for each applicant.
• Assess and recommend credit decisions based on the dealer's risk profile.
• Coordinate with other operational teams in activating loans and sending payment reminders to dealers.
• Monitor credit performance and provide insights to support strategic credit decisions.

What we will need

• 1–2 years of experience in credit analysis, risk assessment, or related field.
• Knowledge of KYC, credit investigation, and due diligence processes.
• Familiarity with financial statements and credit scoring methods.
• Degree in Finance, Business Administration, Economics, or related field preferred.
• Excellent verbal and written communication skills.
• Ability to handle difficult conversations with empathy and professionalism.

About OneLot and Benefits

• Career Acceleration: Join an up-and-coming startup poised for significant growth.
• Collaboration: Work with founders and senior management.
• Learning Opportunities: Steep learning curve in a dynamic environment.
• Competitive Salary: Attractive salary package.
• Uncapped Bonus: Potential bonus based on individual and company performance.
• HMO Health Insurance: Health insurance from day 1.
• Team Culture: Dynamic, collaborative, diverse culture.

How to Apply

To apply, click apply. OneLot is an equal opportunities employer.

Job Type: Full-time

Posted 1 day ago

Job Description

Job Summary: Assists the Credit Risk Officer in overseeing credit risk using risk management tools to identify, measure, monitor, and control credit risk.

Qualifications

• Bachelor's Degree in Business or CPA preferred
• 3–5 years in credit risk management

Salary: ₱3,000–₱6,000

Bank of the Philippine Islands (BPI) — Posted 1 day ago

Credit Risk Staff

The Credit Risk Staff reviews completeness of information on applications and basic documentary requirements, verifying data, and ensuring accurate encoding.

Responsibilities

• Verify applicant information for duplication and collateral ties
• Ensure accurate encoding in the system
• Interview applicants and third parties to confirm identity and payment capacity
• Review credit bureau results and encode matching information
• Prescreen applications and recommend approval/disapproval
• Review cardholder profiles for credit limit requests
• Assist in client inquiries regarding status

Qualifications

• Bachelor’s in Business/Administration/Management/Finance/Accounting/Banking or equivalent
• Fresh graduates welcome
• Proficient in Microsoft Office

Posted 1 day ago

Credit Risk Officer @ Pearson

Role Overview: Manage risk of Pearson's Accounts Receivable across locations, account risk, bad debt provisions, and bankruptcy monitoring.

• Drive overall risk management in portfolios
• Identify risks and escalate promptly
• Manage bad debt provision and ensure accuracy
• Ensure timely reporting and document storage
• Coordinate with internal/external audits
• Analyze macroeconomics and borrower creditworthiness
• Prepare credit assessment reports and recommend limits
• Review existing limits and internal ratings
• Other tasks as assigned
• Minimum 2 years in Finance, preferably Order-to-Cash and credit risk management
• Knowledge of risk drivers and audit/SOX compliance
• Strong reporting skills (Excel)

Company notes: Pearson is an Equal Opportunity Employer; E-Verify.

UNO Digital Bank – Credit Risk Officer

Role: Hands-on credit analyst for SME lending in the Philippines; execute credit framework with judgment and problem-solving to assess borrower applications.

Must-Have Skills & Experience

• 2–5 years in credit risk analysis, financial analysis, or SME lending
• Strong financial statement analysis (P&L, balance sheet, cash flow)
• Ability to own borrower evaluations end-to-end
• Proactive problem-solver with good English communication
• Independent in a fast-paced environment

Preferred

• SQL/Python skills for data analysis
• Experience in fintech, alternative lending, or commercial banking
• Familiarity with credit scoring models
• Analytical thinker with process improvements mindset
• Strong communicator with sales/ops collaboration

Be The First To Know

Be informed about the latest Credit Risk Portfolio Reviewer Jobs in the Philippines.

Location: Taguig, National Capital Region; Salary: ₱40,000–₱80,000; Employer: GCash (MYNT - Globe Fintech Innovations, Inc.)

Other Roles

Additional postings include roles at various banks and fintechs with responsibilities in policy enhancement, risk model development (Ascore/Bscore/Cscore/ECL), regulatory compliance, and data analytics. Qualifications commonly include 5–7 years in credit risk, proficiency in SQL/R/Python, and willingness to work in Ortigas/Mandaluyong, Manila.

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