Sr&T Consultant, Regulatory

Sr T Consultant Regulatory Financial Risk vn j...

Market Risk Operations Specialist/Expert

Posted today

Job Description

(REQ

The Market Risk and Product Control Reporting Expertise Team is a new team within WB COO FM with as purpose to deliver quality reports and analyses on Financial Markets P&L and Market Risk in cooperation with the teams. In the upcoming years, the team will build its portfolio by taking over the operational tasks related to Profit and Loss and Risk Reporting, aligning these processes across locations, improving and automating them where possible. The team will also closely monitor and improve the performance of the IT value chain, implementing controls that will ensure timeliness, completeness and accuracy across all systems involved.

Your role and key responsibilities

• You are responsible for the design, implementation and monitoring of the Product Control Reporting processes.
• You analyze the issues experienced in the reporting process, e.g. incorrect P&L reporting on Trade or Book or weaknesses in the (IT) value chain leading to late reporting, and initiate the implementation of solutions, either in process or in systems.
• You liaise with colleagues from Trading Risk Management, Company'sHubs and Tech to create an environment of virtuous improvement and implement metrics to monitor the performance of the reporting processes.

Qualifications

A colleague with the ability to simplify complexity and drive operational excellence, with analytical skills who takes decisions based on data and facts, that has strong resilience: the ability to navigate through ambiguity and simplify complexity, that is a pro-active, creative and an out-of-the box thinker, and an open and transparent communicator, an energetic, motivating person who can work as part of a team but also independently.

• Proven track record and technical skills
• Master's or bachelor's degree.
• Minimum of 3-5 years of working experience.
• Experience in the Financial Markets, Market Risk or Operations environments
• Experience in Stress testing, Back testing and Product Control
• Knowledge of Derivatives products
• Experience and/or affinity to deliver process improvements together with the IT organization.
• Experience in Data analytics, Robotics or Alteryx is a plus
• Excellent written and verbal English communication skills.
• Work location: One Ayala, Makati
• Working setup: Hybrid (3x onsite, 2 days WFH)

Posted 1 day ago

Job Description

Job Purpose

• Develop and improve credit risk management policies for various products, i.e., Credit Cards, Personal Loans, Merchant Acquiring Corporate Cards, to support business goals and objectives.
• Monitor consumer lending portfolio's credit exposure by identifying early risk indicators and applying mitigating actions when necessary.
• Create, implement and administer credit risk strategies, policies and procedures and coordinate with stakeholders to ensure smooth implementation.
• Contribute to the development of new techniques, processes, decision workflows, and support a digital on-boarding platform.
• Represents the Group in Committee meetings, Business reviews, endorsement of credit risk proposals and other areas where credit risk decision is needed, in the absence of the Credit Risk Management Head.

Job Requirements

• Graduate of a business course or business-related course
• Proven expertise in credit risk and portfolio management
• Knowledgeable on current banking laws and regulations, and bank lending policies.
• With 4 to 8 years of solid experience in credit card or loans business specifically in areas of Credit Cycle and Risk Management, preferably in a leadership role

Posted today

Job Description

Location: Makati
Employment Type: Full-time (Monday – Friday, Morning Shift)
Compensation: Up to PHP 70, ,000 (Basic) + Competitive Benefits

• Fixed allowances & leave credits
• Annual guaranteed bonus (released quarterly)
• De Minimis and other allowances
• Performance incentives
• Other exclusive executive perks

Role Overview

The Credit Risk Head is responsible for safeguarding the bank's portfolio by overseeing all credit risk activities across retail and corporate lending. This role ensures well-balanced credit decisions, policy compliance, and proactive risk management while providing strategic direction to the department.

Key Responsibilities

Credit Risk Strategy & Oversight

• Establish and enforce credit risk policies, standards, and approval criteria in line with regulatory guidelines.
• Lead credit underwriting and due diligence for retail and corporate accounts.
• Monitor and manage the overall credit portfolio, identifying early warning signals and implementing corrective measures.

Reporting & Compliance

• Ensure strict compliance with BSP regulations, internal audit standards, and bank policies.
• Prepare and present portfolio reviews, risk assessments, and trend reports to Senior Management and the Board.
• Partner with business units to minimize NPLs and reduce delinquency rates.

Leadership & Team Management

• Lead the Credit Risk Department, setting performance objectives, budgets, and operational targets.
• Mentor and evaluate staff, building a culture of accountability and high performance.
• Oversee team schedules and day-to-day operations for maximum efficiency.

Advisory & Collaboration

• Provide recommendations on accounts requiring special management or legal action.
• Contribute insights during strategy meetings and cross-departmental initiatives.
• Participate in training and development programs to strengthen organizational risk awareness.

Job Type: Full-time

Application Question(s):

• Do you have experience handling corporate accounts
• How much is your current salary?
• How much is your expected salary?

Taguig, National Capital Region AIA

Posted today

Job Description

FIND YOUR 'BETTER' AT AIA
- We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us._
- We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives._

If you believe in better, we’d love to hear from you.

WE ARE LOOKING FOR.

Responsible for actively managing the credit quality of Fixed Income investments of AIA Philippines and its affiliates in accordance to AIA Group’s credit risk guidelines and to support decision making on credit investments.

Responsible for establishing and maintaining industry/sector allocation and limits and appropriate exposure for each obligor by performing comprehensive credit analysis and recommending appropriate credit ratings.

Perform periodic and ad hoc credit reviews, macroeconomic and industry analysis, company visits and quarterly portfolio reviews with Group Credit Risk Management to:

- Safeguard credit quality of the portfolio and mitigate default risk
- Ensure compliance to credit policies and procedures, and regulatory requirements
- Ensure adequate exposure limits/thresholds are maintained.

Ad hoc credit updates should be provided when material or critical changes occur, which may affect credit risk profiles of obligors.

Maintain and regularly update obligor database as well as surveillance of Credit Watch List for deteriorating obligors.

Work closely with the Fixed Income Portfolio Management Team for credit valuations and Dealing Team for accreditation and review of local and foreign Fixed Income and Equity brokers.

Support Fixed Income portfolio managers in potential private credit investments by preparing in-depth investment proposals for internal and regulatory approval.

Attend weekly meetings with PMs, traders and analysts and weekly credit meetings with Group Investment

Collaborate with AIA Group Investments and COEs for alignment of credit research strategies, procedures and best practices, and

ensure compliance to AIA investment policies and guidelines.

Collaborate with other departments and stakeholders for

Investments-related requirements

Continuously develop fundamental and technical skills to aid credit research skills. Attend market/ economic or product briefings and similar functions and ensure awareness and preparedness to respond and adapt to financial market changes and developments.

Perform other responsibilities and duties as may be periodically assigned.
- Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives._

Posted 1 day ago

Job Description

Location: Makati, Philippines

About OneLot:

OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars faster, easier, and more effective.

Led by a group of experts in lending and startups, and backed by top-tier investors, OneLot is on an exciting path of rapid growth. If you're eager to take the next step in your career, gain valuable experience, and be part of a company that's making an impact, we'd love to have you join us.

You can learn more about OneLot here:

• LinkedIn Page:
• Philstar Wheels

About the Role:

As a Credit Risk Analyst, you will be responsible for assessing and managing the creditworthiness of used car dealers applying for financing with OneLot. Your work will directly impact the quality of our loan portfolio by ensuring that credit decisions are well-informed, data-driven, and aligned with our internal policies and risk standards.

What you will do:

• Collect, review, and analyze business and financial information of used car dealers.
• Perform Know-Your-Customer (KYC) and due diligence checks in line with internal and regulatory policies.
• Conduct research to gather additional information related to a dealer's business, credit standing, and background.
• Evaluate financial data to design tailor-fit credit solutions for each applicant.
• Assess and recommend credit decisions based on the dealer's risk profile.
• Coordinate with other operational teams in activating loans and sending payment reminders to used car dealers.
• Monitor credit performance and provide insights to support strategic credit decisions.

What we will need:

• With at least 1–2 years of experience in credit analysis, risk assessment, or a related field.
• Knowledge of KYC, credit investigation, and due diligence processes.
• Familiarity with financial statements and credit scoring methods.
• Preferably with a degree in Finance, Business Administration, Economics, or a related course.
• Excellent verbal and written communication skills.
• Ability to handle difficult conversations with empathy and professionalism.

About OneLot and Benefits:

At OneLot, we offer a range of benefits to help you excel in your role and support your personal and professional growth. These include:

• Career Acceleration: Join an up-and-coming startup poised for significant growth.
• Collaboration: Work closely with our founders and senior management team, contributing to the company's strategic vision.
• Learning Opportunities: Enjoy a steep learning curve in a creative and dynamic work environment.
• Competitive Salary: We offer a competitive salary package to attract and retain top talent.
• Exciting Earning Potential: Earn an uncapped bonus based on your individual contributions, evaluated alongside company performance and other key factors—rewarding your impact and success.
• HMO Health Insurance: Your health and well-being are important to us, and we provide comprehensive health insurance from day 1.
• Team Culture: Join a cool, dynamic team with a great working culture that values innovation, collaboration, and diversity.

If you are a highly motivated and results-driven professional looking to make a significant impact in the FinTech industry, we invite you to join us on this exciting journey at OneLot.

How to Apply:

To apply for the position at OneLot, click apply Alternatively, you may click here to apply:

OneLot is an equal opportunities employer. We welcome applications from candidates of all backgrounds and experiences.

Job Type: Full-time

Credit Risk Lead

Posted 1 day ago

Job Description

Shift:
Day Shift

Role Overview:

We are seeking a highly skilled
Credit Risk Lead
to oversee credit risk strategy and policies. The successful candidate will collaborate with teams across the organization to ensure the effective implementation of risk policies, supporting responsible and sustainable lending practices.

Key Responsibilities:

• Develop, implement, and maintain credit risk policies in alignment with organizational objectives.
• Lead initiatives related to sustainable finance and ESG risk considerations.
• Provide guidance on unsecured retail lending, payroll lending, and SME lending risk frameworks.
• Collaborate with cross-functional teams to ensure compliance and risk mitigation strategies are embedded in business processes.
• Monitor emerging risks and industry trends to inform strategic decision-making.

Technical Skills & Qualifications:

• Proven expertise in
  Credit Risk Management
  within financial institutions or fintech companies.
• Strong understanding of
  Sustainable Finance
  and
  ESG Risk
  practices.
• Experience in
  Unsecured Retail Lending, Payroll Lending, and SME Lending
  .
• Additional qualifications such as
  MBA, CFA, or CPA
  are highly desirable.
• 7 to 10 years
  of professional experience in credit risk management.
• In-depth knowledge of ESG and Sustainable Finance topics.

Why This Role is Exciting:

• Lead the credit risk strategy in a dynamic and innovative banking environment.
• Collaborate with cross-functional teams on impactful ESG and sustainable finance initiatives.
• Opportunity for professional growth and development in a rapidly evolving financial landscape.

Posted 1 day ago

Job Description

About UNO Digital Bank

At UNO Digital Bank, we're building a future-ready financial ecosystem designed for speed, simplicity, and security. As a
Credit Risk Officer
, you will be at the forefront of safeguarding our loan portfolio through proactive credit risk monitoring, model validation, and regulatory compliance. This role is key in ensuring that UNO's credit risk framework remains robust, data-driven, and aligned with both internal policies and regulatory standards.

Responsibilities:

• Portfolio Monitoring
• NPL Monitoring
• Model Validation
• Backtesting & Benchmarking
• Loan Impairment Testing
• Deviation Review
• Capital Adequacy Support
• Stress Testing
• Model Validation
• Other Functions

Qualifications:

• Bachelor's degree in Business Administration, Information Technology, Economics, or related field.
• Strong analytical and quantitative skills with knowledge of credit risk management practices.
• Familiarity with regulatory requirements and model validation techniques is a plus.
• Excellent attention to detail, problem-solving skills, and ability to work cross-functionally.

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Location

Taguig, National Capital Region ₱40000 - ₱80000 Y GCash (MYNT - Globe Fintech Innovations, Inc.)

Posted 1 day ago

Job Description

RESPONSIBILITIES

• Perform credit risk management functions on retail lending portfolios
• Recommend policy changes to address portfolio deterioration
• Track performance against benchmark and measure impact of implemented strategies

QUALIFICATIONS

- Knowledge in SQL, Data Management, and Data Analytics/Visualization

- Knowledge in principles of Credit Risk

- Experience in Retail Credit Risk. Fintech experience is a plus.

Posted today

Job Description

As Credit Risk Head, you will be responsible for managing the country's credit portfolio, shaping risk management policies, and ensuring strong portfolio performance. This role provides a unique opportunity to drive impact in a fast-growing fintech environment while collaborating with regional and country teams.

As Credit Risk Head, you will be responsible for managing the country's credit portfolio, shaping risk management policies, and ensuring strong portfolio performance. This role provides a unique opportunity to drive impact in a fast-growing fintech environment while collaborating with regional and country teams.

Key Responsibilities

• Lead the development and implementation of credit risk policies, underwriting frameworks, and portfolio management strategies.
• Manage credit quality (NPLs, write-offs) in partnership with the Regional Credit Risk Head.
• Use analytics to enhance underwriting, risk policies, and customer portfolio management for consumer and SME lending.
• Monitor risk reports and identify opportunities to improve credit processes.
• Partner with stakeholders on acquisitions, profitability analysis, and new product structures.
• Support compliance and regulatory requirements, including reporting.
• Lead and mentor a team of 2–5 credit risk professionals.

What We're Looking For

• Strong background in credit risk management within banking, fintech, or lending.
• Experience managing consumer and SME portfolios.
• Knowledge of regulatory compliance and reporting requirements in the Philippines.
• Preferably with experience in FinTech and multinational companies.
• Proven ability to use data and analytics for decision-making.
• Leadership experience in managing and developing teams.
• Excellent communication and stakeholder management skills.
• Minimum 8-10 years of experience in credit risk management within banking, fintech, or lending
• Bachelor's degree in Finance, Economics, Business, or related field; Master's degree preferred
• Professional certifications such as FRM, PRM, or CFA are highly valued

Why Join Us?

• Opportunity to shape the credit risk function of a leading fintech in Southeast Asia.
• Work with a regional team of experts and contribute to impactful financial inclusion initiatives.
• Hybrid work arrangements and a dynamic, growth-focused environment.
• Clear opportunities for career advancement and professional growth.

Posted today

Taguig, National Capital Region ₱ - ₱ Y Bank of China

Posted today

Job Description

Role Purpose:

• To make independent credit assessment and review of the Bank's potential and existing corporate borrowers so as to maintain or even improve the quality of the Bank's credit portfolio and asset quality. Ensure that the highest standards of credit due diligence are conducted on all Corporate Banking accounts with credit facilities or on boarding.
• To ensure that recent regulatory and group requirements on credit assessments and approval are addressed fully. Support thematic portfolio review, sector research and study, post-loan monitoring and formulation of the Branch's risk appetite.
• To support department head for overall risk management work.

Duties and Responsibilities:

• Write credit due diligence report for corporate banking accounts and provides comments regarding credit proposal information that should be presented to Credit Committee (CRECOM).
• Conduct independent assessment for account review due to negative news, material adverse event, thematic portfolio review and as required by management.
• Review credit analysis of financial statements of accounts. Validate prepared financial spreadsheet and financial projection, if necessary. Review frontline's inputs for credit rating and evaluate the reasonableness of the rating result independently.
• Recognize risks such as management ability/ownership risk; financial risk; operational and industry risk; risks pertaining to facility structure and provide mitigating factors of said risks.
• Review group/borrower's credit history through looking at the bank's own records/ credit folders .
• Interpret and analyze credit documents such as credit investigation report and appraisal report which contributes to overall assessment of creditability and collateral quality.
• Support secretarial tasks for CRECOM, process in credit approval system (CCMS) and rating system (CWFRA) accordingly and prepare CRECOM minutes.
• Coordinate and facilitate the pre-clearance meeting for new account / new facility and prepare the minutes accordingly.
• Conduct client / plant visit with Relationship Manager, if needed.
• Conduct industry studies for risk appetite of the Branch and support preparation of credit guidelines issued by Risk Management Department.
• Safe keep credit folder for signed documents during credit review in line with department operation manual and SOPs.
• Support tasks and reports required by internal and external auditor / regulator. Correct internal/external findings on time, add new identified issues in trouble shooting document make sure no repeated errors during credit processing.
• Keep abreast of the latest policy / regulatory requirements and risk appetite from Regional Headquarters and Head Office. Support Customer Group Management within BOC Group.
• Conduct compliance checking on credit accounts, including but not limited to: compliance with approval conditions, periodic review of KYC information, SBL, AFRD, approval credit limits, appropriateness of credit rating, loan classification and provisioning levels, etc.

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