Loan Specialist for Davao

1 month ago

Philippine, Philippines Maybank Remote Work Freelance Full time

YOUR ROLE

Process auto loan applications, perform customer due diligence, screen/cancel/decline applications, and/or recommend applications for approval, where applicable, as per approved internal processes, credit, regulatory and other applicable guidelines within the prescribed turn-around time and within assigned area of coverage, business channel, and/or product.Ensure accuracy, consistency and completeness of submitted documentary requirements, encoding in the LOS, and verification of information disclosed by Borrower and/or reflected in the application, as well as timely submission of request to external/third party providers; all of which are to be accomplished within the prescribed turnaround time.Ensure that all applications comply with the policies and procedures of the bank to maintain quality of portfolio and minimize the inherent credit risk, including avoidance of fraudulent transaction.

HOW YOU CAN CONTRIBUTE

The personnel should process and evaluate auto loan applications as prescribed in PDA, OM, and other relevant policies and procedures to obtain useful and accurate information that would complement the overall evaluation of auto loan applications if cancelled, declined, or recommended for approval, where applicable, within credit and regulatory parameters and prescribed turnaround time.The personnel should perform other tasks and coordinate with appropriate parties relative to the execution of different internal processes in accordance to bank policies and procedures to support growth of quality auto loan portfolio.The personnel should meet the required number of processed and/or recommended applications within the prescribed turnaround time to support volume generation.The personnel should perform other tasks as may be required by management to support the growth of auto loan business.The personnel should maintain credit discipline through adherence to PDA, Operations Manual and other applicable bank policies and procedures to maintain the prescribed asset quality measuresThe personnel should ensure compliance to internal and regulatory policies and increase awareness on fraud risks in the market

WHAT WE ARE LOOKING FOR

Bachelor’s Degree in any Business/Finance/Accounting related coursesMinimum 1 year related experienceWith experience in front line position in any banking institution with a sales or credit functionGood communication skills with proper phone etiquetteGood computer skills